Informal Worker Access to Formal Social Protection in Sub-Saharan Africa
New publication explores the extent to which informal worker associations facilitate member access to formal social insurance schemes in Kenya and Tanzania.
Published by:
This article by Torm shows that members of informal worker associations are significantly more likely to participate in formal insurance schemes compared with non-members, with some variation across location, sector, and worker types. These divergences relate partly to sector-specific and institutional constellations, and the ways in which informal worker associations function.
The article also reveals that informal worker associations often play a dual role by providing both direct short-term social cushioning and enabling enrolment in formal social insurance schemes. Their part in ensuring the achievement of universal social protection must therefore not be underestimated.